Tuesday, April 21, 2009

Hold on to your CAPS

My advice for this post is that you hold on to your CAPS. Yep, look it up. Your CAP is going to be taxed. Well not exactly your cap, but if you exhale too much you'll be taxed. Think I'm kidding? Here's a quote from an article at "http://www.spectrum.ieee.org/apr09/8348" "In his address to the U.S. Congress in February, Obama called on lawmakers “to send me legislation that places a market-based cap on carbon pollution ..."

Carbon based pollution is what you exhale every time you breathe! Those who love our Mother the earth truly and deeply believe this. Sure they're talking about factories or energy producers, but they're also talking about you and me.

When our newly elected 'savior of the world' was on the campaign trail he said this "You know, when I was asked earlier about the issue of coal, uh, you know — Under my plan of a cap and trade system, electricity rates would necessarily skyrocket. Even regardless of what I say about whether coal is good or bad. Because I’m capping greenhouse gases, coal power plants, you know, natural gas, you name it — whatever the plants were, whatever the industry was, uh, they would have to retrofit their operations. That will cost money. They will pass that money on to consumers."

While the focus in this quote is on the raising of your taxes (without calling it a tax), you must read a little deeper. He said "...natural gas, you name it.." Alright, let's name it. Carbon dioxide. You put too much into the atmosphere and you get taxed.

It appears to be a stretch doesn't it? But think about all those people in years gone by who didn't believe people like the Wright brothers, or that we could put a man on the moon. It sounds far fetched when I say it too, but it's really right around the corner - or right out your nostrils to be accurate.

How was your TEA?

Did you attend a recent TEA party? As much as I wanted to go, life just gets in the way and I can't get to things like that. Nevertheless, I can have my own pitea (pity) party right here if I want to.

Are you impressed with your new government yet? I am. I've never seen anyone spend money so fast. And money we don't have to boot! Here's what really baffles me. What are they thinking? Seriously. Think about when you were a kid. Did your parents EVER tell you when the Ice Cream man came "Go out there and ask him to put it on our tab?" If you did, I'm moving in next week.

And how about at the baseball game? Did dad ever tell the Sno-Cone guy or the Cotton Candy guy 'Hey my kid is short this week, can we get one and we'll settle up next game?' Once again, if he did, I want him to take me to the ball game.

Even if they did, what would the Ice Cream, Sno-Cone, or Cotton Candy guys have said? They'd have said, "stick it in your ear." But they would have used nice kid words like, "Sorry sonny, bring me some cash and I'll give ya the best I've got."

If we all followed what I'm calling the "Ice cream man rule," we'd be better off. If you ain't got it, don't spend it. That's what I want our government to hear. Not that they'll listen, but hey I feel better because I just dumped my TEA (and I hate tea).

Monday, March 23, 2009

Hockey Pride

We just completed the MN State Adapted Floor Hockey tournament this last weekend. It was the 3rd time we've been involved with Matt and Josh on the team.

The first two years we were State Champions. This year's finish was not first, but still an impressive 3rd place.

The teams we had to play to get 3rd place were tougher than in previous years because we were not the number one seed.

This year was special for a different reason. In the first game, we were tied with Rochester 0-0 going into the third period. Around 5 minutes into the 3rd, Josh scored the first goal. He followed it shortly thereafter with his second tally and we led 2-0. The reason he scored those two goals was his dogged persistence in the corners. He worked so hard to earn those goals.

In the semi-final they lost a heartbreaker to Dakota 3-2 in OT. Let's just say that I don't want to talk about the officiating. However Josh once again led the way with one goal and one assist. Once again he was often the first player to the puck digging hard to gain possession for a shot or a pass.

In the third place game, he and teammate Jacob Wiehle were gunning for top honors in the scoring department. They played a formidable Brainerd team, but with these two "hot shots," Brainerd struggled to get the puck in our end. Josh tallied 4 goals and 1 assist and his teammate scored 5 times for a 10-3 victory and third place honors.

I mentioned that this year was special for a different reason. For the first time, Josh made the All-Tournament team. A dozen players are selected for this honor based on effort, sportsmanship and productivity. In past tournaments, Josh has been in the shadow of other deserving players from our team who won the honor. This time his hard work paid off.

I told him after the first game that I was so proud of how hard he worked. His coach told him that he felt it was Josh's best game to date. Many other players, coaches and parents complimented him throughout the weekend.

This award was special for me because we have worked with Josh over the years to be more aggressive and work hard to attain things. When he played community basketball in elementary school he often waited for the ball to come to him. He really didn't know better at that time. We worked and drilled on the importance of hunting down the ball in order to help your team. Those years of seemingly unrelated events and drills paid off in this tournament.

I told him once again after the loss to Dakota that I was equally as proud of him because he worked so hard.

These kinds of events come so few and far between that when they do they're sweet and worth savoring. Now I am savoring and sharing the pride of my star floor hockey player with you - enjoy.

Tuesday, February 17, 2009

The Market Speaketh

Oh yeah baby! Look at those numbers! They're getting smaller and smaller each day! And no I'm not talking about the "stimulus" package.

Thank you Congress. You have once again proven your ability to ignore both common sense and the American people. You passed a BIG bill. So big in fact that few if any in Congress actually had time to read the bill before it was passed.

But the market never lies. The market expressed it's feeling about the ability of Congress to act wisely. Basically the market gave Congress the raspberries. A nearly 300 point loss is nothing to sneeze at. But hey Congress didn't have any trouble spending 3/4 of a trillion dollars that we DON'T HAVE.

Our government has really lost touch. Better start digging a hole for your money. It's the only safe place left.

Friday, February 6, 2009

Construction phase II

You may have noticed the political tirades of my recent posts. If you haven't figured it out, I've had it with our government. So I'm going back to one of the original reasons for starting this - our project(s).

Phase II has begun. In this phase we've gutted the main bathroom and blown out the wall between the bath and Vicki's new room. We will be putting in a roll-in shower, heated floor, and a track lift to get Vicki from the bed to the bath.

Here's a glance at the last bath and it's current state of "guttedness."





Stop the Bleeding II

They just don't get it. Billions or trillions it doesn't seem to matter.

The "stimulus package" is nothing more than the appropriations bill that is passed in every congress. Well actually it is something more. It has a LOT more in it and it has been spun so many ways the words are falling off the pages of the bill.

The new prez is now ticked because the love fest he received during the campaign is now turning hostile. His critics are saying that throwing all this money down the toilet is a bad idea. After all a LOT of the bill is not stimulus at all, but pet projects that involve *government* facilities and programs.

The prez thinks "If we do not move swiftly to sign [the act] into law, an economy that is already in crisis will be faced with catastrophe," he said.

Here's one more example of really backward thinking by our new 'savior of the world.' Doing SOMETHING even if it's a really bad idea is better than doing nothing.

Let's make that personal. My kid needs a new pair of shoes. He doesn't have the money right now. I'm going to "stimulate" his economy by getting him a credit card. After all, what kind of a father would I be if I didn't get him new shoes. Let's say he's fairly responsible with that card and finds a pair of shoes for $100. No big deal right? It's only $100. Since he doesn't have any money he can't pay the bill for 6 months. After six-months the $100 grows to $117 with interest ~ 17% more.

He gets a job taking care of the neighbors cat for a while. He gets his $117 and pays the bill. Case closed, no harm, no foul right? Wrong. He LOST $17 because I "stimulated" his economy. The actual money didn't hit the economy for 6 MONTHS. There was no stimulation and my sons shoes cost him more than they should have.

Go back to the billions and trillions of dollars. Give the people their $1,000 checks out of money WE DON'T HAVE (i.e credit). Add a simple 17% interest and you have $1170 for the $1k check.

Again no big deal right? Wrong. First of all that's 17% simple interest. There's no such thing when it comes to debt. Your interest will be more than that if you don't pay the bill. And now we multiply the $1k check by 100,000,000 (a rough estimate based on 300 million Americans. Now we have 100 BILLION dollars in "stimulus." Add the interest and we have $1.7 BILLION dollars in interest alone. And that assumes it gets paid off immediately.

Remember now, that money isn't real. It will come from "deficit" spending - borrowing money we don't have. The interest alone will be difficult if not impossible to pay back - not to mention the principle.

I have 1.7 billion reasons to disagree that doing "something" is better than doing "nothing."

Good bye America, it was nice knowing you.

Friday, January 30, 2009

Stop the Bleeding

To our federal lawmakers:

What don't you get about the word "deficit"? Who cares if it's 819 Billion or 888 Billion. Why do you continue to spend money the United States doesn't have? Here's just a few examples I received from the American Family Association:

" * $20 million "for the removal of small- to medium-sized fish passage barriers." (Pg. 45 of Senate Appropriations Committee report: "20,000,000 for the removal of small- to medium-sized fish passage barriers)
* $25 million to rehabilitate off-roading (ATV) trails (Pg. 45 of Senate Appropriations Committee report: "$25,000,000 is for recreation maintenance, especially for rehabilitation of off-road vehicle routes, and $20,000,000 is for trail maintenance and restoration")
* $34 million to remodel the Department of Commerce HQ (Pg. 15 of Senate Appropriations Committee report: $34,000,000 for the Department of Commerce renovation and modernization")
* $70 million to "Support Supercomputing Activities" for climate research (Pgs. 14-15 of Senate Appropriations Committee Report: $70,000,000 is directed to specifically support supercomputing activities, especially as they relate to climate research)
* $150 million for honey bee insurance (Pg. 102 of Senate Appropriations Committee report: "The Secretary shall use up to $ 50,000,000 per year, and $150,000,000 in the case of 2009, from the Trust Fund to provide emergency relief to eligible producers of livestock, honey bees, and farm-raised fish to aid in the reduction of losses due to disease, adverse weather, or other conditions, such as blizzards and wildfires, as determined by the Secretary")"

Don't like these examples? How about this list from the Wall Street Journal:

"There's $1 billion for Amtrak, the federal railroad that hasn't turned a profit in 40 years; $2 billion for child-care subsidies; $50 million for that great engine of job creation, the National Endowment for the Arts; $400 million for global-warming research and another $2.4 billion for carbon-capture demonstration projects."

This is akin to me saying that I need a vacation, but I don't have the money so I'll take out a loan to finance this 'trip of a lifetime.' And then when I return, I'll want to buy a baseball stadium, so why not increase that debt again. After all it'll only be a small percentage of my budget. Never mind the fact that by borrowing money I can't pay back I'm not only paying more than if I had saved my money for it.

Of course it's absurd that I would act this way, not to mention buying a baseball stadium that I'll NEVER afford.

It's equally absurd that you our government leaders want to spend money on honey bee insurance and remodeling a government building with money WE DON'T HAVE.

Now I'm not saying that debt is 100% wrong. After all, I have a mortgage. But I've structured the debt in such a way that I won't be in trouble even if I lose some income. There are good and wise uses for borrowing money. But it has to be part of a plan where there are good solid returns for such investments.

When does it stop? When will common sense prevail? My guess is when the world stops spinning and all of us fall of this rock, then and only then will you stop your stupid way of thinking.